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| Homeowner's
Insurance Inspections Exterior Siding SIGNIFICANT portions of the dwelling with paint peeling, dry rot or damage that present immediate jeopardy of loss should be a major. General rule of thumb would be 25% or more of the entire structure with significant problems should be a major condition, although this is not absolute as some very serious loss can occur from even 1 area with extreme damage. ![]() Deteriorated Composition Board Lap Siding Slight paint peeling, dry rot or damage should be recorded as minor condition concerns. ![]() Missing Siding Exposing Home To Water Infiltration Damaged, missing, or hanging sections that allow for abnormal exposure of the dwelling to weather should be marked as a major condition concern. Exposed electrical wiring that can be potentially dangerous should be marked as a major condition concern in this siding category. See separate Brick Exterior category for any problems with brick siding. |