Homeowner's Insurance Inspections

Doors

Any door with broken glass windows should be marked as a major condition concern, unless the window has double-paned glass and only the outer pane has broken glass (but the inner pane appears okay), then you would mark a minor condition, as the integrity of the inner pane is not compromised.

Also along that same line, if the window in the door only has a very small insignificant crack in one of the corners, so as to not weaken the integrity of the entire window, then only a minor condition can be marked. Please make a comment explaining the details directly when you're marking the minor condition for these 2 window-in-door issues.

Damaged And Boarded Garage Door
Damaged And Boarded Garage Door

Boarded-up doors are always a major condition. Doors with significant dry rot, delaminating, paint peeling or holes should be marked as major condition. Slight problems noted with delaminating, paint peeling or other slight damage should be noted as a minor condition.

Boarded - Possible Renovation
Boarded - Possible Renovation

If the lock on the door is broken or missing so as to leave the dwelling exposed to possible unwanted entry/theft, a major condition should be marked.


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PUBLISHED BY MICHAEL TUOHEY
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