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| Homeowner's
Insurance Inspections Other-Day Care Business on Premises We accept Day Care operations that have 4 or fewer children enrolled. When there are more than 4 children, the Day Care falls into the category of requiring a license to operate and is then not accepted. ![]() Daycare On Premises If you can confirm through visual observation (signage/several children on the premises) that there is a possible Day Care being operated on the property, you can inquire during an interview as to how many children are enrolled. If there are 4 or less, you would make a comment regarding the Day Care in the notes section and answer "no" to the Business category on the 1st page of the inspection form. ![]() Daycare On Premises If there are more than 4, you will need to answer "yes" (this will automatically trigger a major condition and will cause the policy to be unacceptable). If you do not have an interview and/or are unable to confirm the number of children enrolled you would make a comment on the inspection, but do not indicate "yes" for the business. |