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| Homeowner's
Insurance Inspections Chimney A chimney with SIGNIFICANT cracking and/or separating of bricks or leaning should be noted as a major. Slight hairline cracking with little to no separation would be a minor issue. Severe tuck-pointing needed due to crumbling mortar between bricks should be noted as a major, however slight crumbling of a few bricks is only a minor condition issue.  Leaning Unstable Chimney  Spalling Brick And Crumbling Stucco  Significant Loss Of Mortar |