Adjacent Exposure-Distance to Shore

We do not wish any lakes, rivers or any other bodies of water to be thought of as a hazard in the 9 states for the West Central Region (Colorado, Montana, Wyoming, North Dakota, South Dakota, Nebraska, Kansas, Iowa and Missouri). The form and system we are using are universal for all of our business nationwide - other states in other regions have significant issues with the coast line, etc. and that question was designed for those areas to list their issues. There are no major or minor conditions for this specific category.